PRIVACY POLICY

Last updated January 14, 2020


Thank you for choosing to be part of our community at Gevibe Limited , doing business as Crataa (“ Crataa ”, “we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about our policy  , or our practices with regards to your personal information, please contact us at wecare@crataa.com.

When you visit our website https://crataa.com, mobile application, and use our services, you trust us with your personal information. We take your privacy very seriously. In this privacy policy , we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy policy  that you do not agree with, please discontinue use of our Sites or Apps and our services.  

This privacy policy  applies to all information collected through our website (such as https://crataa.com), mobile application, ("Apps"), and/or any related services, sales, marketing or events (we refer to them collectively in this privacy policy  as the "Services").  

Please read this privacy policy  carefully as it will help you make informed decisions about sharing your personal information with us.   


TABLE OF CONTENTS  

1. WHAT INFORMATION DO WE COLLECT?

2. HOW DO WE USE YOUR INFORMATION?

3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?        

4. HOW DO WE HANDLE YOUR SOCIAL LOGINS?    

5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?  

6. HOW LONG DO WE KEEP YOUR INFORMATION?    

7. HOW DO WE KEEP YOUR INFORMATION SAFE?   

8. WHAT ARE YOUR PRIVACY RIGHTS?  

9. DATA BREACH 

10. CONTROLS FOR DO-NOT-TRACK FEATURES 

11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? 

12. DO WE MAKE UPDATES TO THIS POLICY?

13. HOW CAN YOU CONTACT US ABOUT THIS POLICY?


1. WHAT INFORMATION DO WE COLLECT?  


Personal information you disclose to us 

In Short: We collect personal information that you provide to us such as name, address, contact information, passwords and security data, payment information, and social media login data .

We collect personal information that you voluntarily provide to us when registering at the Services or Apps, expressing an interest in obtaining information about us or our products and services, when participating in activities on the Services or Apps (such as posting messages in our online forums or entering competitions, contests or giveaways) or otherwise contacting us .

The personal information that we collect depends on the context of your interactions with us and the Services or Apps, the choices you make and the products and features you use. The personal information we collect can include the following:

Publicly Available Personal Information. We collect phone numbers; email addresses; and other similar data.

Credentials. We collect passwords, password hints, and similar security information used for authentication and account access.  

Social Media Login Data. We provide you with the option to register using social media account details, like your Facebook, Twitter or other social media account. If you choose to register in this way, we will collect the Information described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS" below.

All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.


Information collected through our Apps 

In Short:  We may collect information regarding your mobile device, push notifications,   when you use our apps.

If you use our Apps, we may also collect the following information:    

  • Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device’s camera, storage, and other features. If you wish to change our access or permissions, you may do so in your device’s settings.

  • Push Notifications. We may request to send you push notifications regarding your account or the mobile application. If you wish to opt-out from receiving these types of communications, you may turn them off in your device’s settings.

  • 2. HOW DO WE USE YOUR INFORMATION?  

    In Short:  We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.  

    We use personal information collected via our Services or Apps for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.   

    We use the information we collect or receive: 


    3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?  

    In Short:  We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.   

    We may process or share data based on the following legal basis:

    More specifically, we may need to process your data or share your personal information in the following situations:    

  • Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

  • Third-Party Advertisers. We may use third-party advertising companies to serve ads when you visit the Services or Apps. These companies may use information about your visits to our Website(s) and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you.
  •       


    4. HOW DO WE HANDLE YOUR SOCIAL LOGINS?  

    In Short:  If you choose to register or log in to our services using a social media account, we may have access to certain information about you.  

    Our Services or Apps offer you the ability to register and login using your third party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile Information we receive may vary depending on the social media provider concerned, but will often include your name, e-mail address, friends list, profile picture as well as other information you choose to make public.

    We will use the information we receive only for the purposes that are described in this privacy policy  or that are otherwise made clear to you on the Services or Apps. Please note that we do not control, and are not responsible for, other uses of your personal information by your third party social media provider. We recommend that you review their privacy policy to understand how they collect, use and share your personal information, and how you can set your privacy preferences on their sites and apps.


    5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?  

    In Short:  We are not responsible for the safety of any information that you share with third-party providers who advertise, but are not affiliated with, our websites.   

    The Services or Apps may contain advertisements from third parties that are not affiliated with us and which may link to other websites, online services or mobile applications. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy policy . We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services or applications that may be linked to or from the Services or Apps. You should review the policies of such third parties and contact them directly to respond to your questions.


    6. HOW LONG DO WE KEEP YOUR INFORMATION?  

    In Short:  We keep your information for as long as necessary to fulfill the purposes outlined in this privacy policy  unless otherwise required by law.   

    We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy , unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this policy will require us keeping your personal information for longer than the period of time in which users have an account with us .

    When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.  


    7. HOW DO WE KEEP YOUR INFORMATION SAFE?   

    In Short:  We aim to protect your personal information through a system of organizational and technical security measures.  

    We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Services or Apps is at your own risk. You should only access the services within a secure environment.


    8. WHAT ARE YOUR PRIVACY RIGHTS?  

    In Short:   You may review, change, or terminate your account at any time.

    If you are resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm.

    If you have questions or comments about your privacy rights, you may email us at wecare@crataa.com.


    Account Information  

    If you would at any time like to review or change the information in your account or terminate your account, you can:  

        ■   Log into your account settings and update your user account.  

    Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.

    Opting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list – however, we will still need to send you service-related emails that are necessary for the administration and use of your account. To otherwise opt-out, you may: 

        ■   Note your preferences when you register an account with the site.  

        ■   Access your account settings and update preferences.


    9. DATA BREACH

    A privacy breach occurs when there is unauthorized access to or collection, use, disclosure or disposal of personal information. You will be notified about data breaches when Gevibe Limited believes you are likely to be at risk or serious harm. For example, a data breach may be likely to result in serious financial harm or harm to your mental or physical well-being. In the event that Gevibe Limited becomes aware of a security breach which has resulted or may result in unauthorized access, use or disclosure of personal information Gevibe Limited will promptly investigate the matter and notify the applicable Supervisory Authority not later than 72 hours after having become aware of it, unless the personal data breach is unlikely to result in a risk to the rights and freedoms of natural persons.


    10. CONTROLS FOR DO-NOT-TRACK FEATURES  

    Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy policy .  


    11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?  

    In Short:  Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.   

    California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below. 

    If you are under 18 years of age, reside in California, and have a registered account with the Services or Apps, you have the right to request removal of unwanted data that you publicly post on the Services or Apps. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services or Apps, but please be aware that the data may not be completely or comprehensively removed from our systems.


    12. DO WE MAKE UPDATES TO THIS POLICY?  

    In Short:  Yes, we will update this policy as necessary to stay compliant with relevant laws.  

    We may update this privacy policy  from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy , we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy  frequently to be informed of how we are protecting your information.


    13. HOW CAN YOU CONTACT US ABOUT THIS POLICY?  

    If you have questions or comments about this policy, you may contact our Data Protection Officer (DPO),  Reginald Gyan, by email at rsgyan@gmail.com, wecare@crataa.com , or by post to:

    Gevibe Limited
    Reginald Gyan
    P.O.Box MP 2013
    Mamprobi , Accra 23321
    Ghana